US Health Advisors: Protecting the Unprotected

US Health Advisors is a highly successful insurance company that has been involved in the insurance business for the past 50 years. Through their subsidiaries, US Health advisors offer several different types of insurance policies such as life insurance, disease, and disability, dental, vision, and accident. The company has many years’ experience in giving insurance coverage for individuals, individuals with small businesses, and for their employees. To date, US Health advisors have given insurance to more than 15 million individuals. The company is based in Dallas. As far as working for the company is concerned, agents regularly earn six figure incomes through the companies generous compensation package.

US Health Advisors operates on the principle that all customers are not the same, therefore their needs will not be the same. Unlike other insurance companies, this company does not follow the “one size fits all” principle. That way, potential customers can choose from a wide array of products that suit them. In fact, for customers worried about high initial costs the company offers first dollar benefits for covered services and network discounts from many providers. First dollar policies offer the customer affordable and good plans at entry level prices, as opposed to the more expensive comprehensive plans. This is why in a nut shell many small business owners have converted to US Health Advisors.

Customer Service

It doesn’t matter what any company stands for or offers its customers if they cannot back up their products. US Health Advisors is a company that understands the importance of prompt and good customer service. In fact, the proof is in the pudding because the company has been consistently rated as one of the best companies for customer service by North American Call Center. They give this award based on the fact the company is very prompt at processing claims and payments. Because of this, the Better Business Bureau has awarded US Health Advisors an A+ rating. 


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Unemployment In Brazil Is High But The Country’s Economy Is Growing Again

Brazil is a country that never gives up. Brazilians may like to party likes it’s 1999, but they also like to work. But work has been hard to find the last four years. The worst recession on record has crippled the job market. The unemployment rate stands at 13.9 percent. Many Brazilians think those jobs will never come back, and in a sense, they are right. But the startup sector in Brazil is gaining momentum. And the agriculture sector is back, thanks to a record harvest. So the gloom and doom about jobs is starting to go away in 2017.


More than 14 million Brazilians are out of work. Before the recession, 7 million Brazilians didn’t have jobs. The government is trying to do something about jobs by signing new trade agreements with China and the United States. The government is also easing some of the laws that hinder businesses from growing.



Business people, like the CEO of the giant building material manufacturer, Flavio Maluf, are helping the country deal with inflation, unemployment, and weak GDP numbers. Business leaders are reaching out and making their own trade deals with the United States, Europe, and China. Eucatex sells building supplies to more than 30 countries. The company continues to maintain market share, and in some markets, the company has posted decent increases.



Flavio Maluf was born to be a business leader. He was born in the state of Sao Paulo. He saw his grandfather start a small business when he was a boy. That small business was Eucatex, and the company made one product. The product, eucalyptus wood ceiling tiles, caught on in the Brazilian market, and by the end of the 1950s, Eucatex was shipping ceiling tiles to other South American countries. Germany also gave Eucatex ceiling tile orders during those early years.



While the company was growing, Flavio was studying. He got an engineering degree from NYU, and he also studied marketing. Flavio joined Eucatex after school and was successful in the marketing new products before he became president of the company. Today, Flavio Maluf is the CEO, and he is also a respected environmentalist. Maluf makes sure Eucatex uses renewal energy and follows the recycle, reuse, and reduce program he put in place. He also started a tree planting and leasing program.



Brazil’s Economy Is Starting To Breathe Again According To Some Corporate Executives

The story of Brazil crashing and burning, economically speaking, is no secret. In 2012, the Brazilian economy took a devastating hit from China. The Chinese economy was going through a major upheaval, and the country stopped exporting some of Brazil’s natural resources. China was Brazil’s largest trading partner, and the decision to cut back on Brazilian exports started a chain reaction. The government didn’t react fast enough to curb inflation, and the banks didn’t cut the high-interest rates that hurt consumer buying. In a nutshell, Brazil went from an emerging market superstar to an economic disaster.



But those days are over, according to the new president of Brazil, Michel Temer. Temer is cultivating new trading partners, and he is proposing a $18.5 billion spending bill that will inject new energy into the country’s economy. Temer also put new rules in place, and they are attracting more than $6.3 billion in private investment money to modernize Brazilian ports. The new investment in ports will help companies like Eucatex, the Sao Paulo building supply company. The CEO of Eucatex, Flavio Maluf, thinks his country is on the road to recovery.



Eucatex is one of Brazil’s leading exporters. The company sells building materials to home improvement stores in North and South America. Eucatex also has a large presence in Europe. The company manufactures all products in the four modern factories in the state of Sao Paulo.



Flavio Maluf spent time in the United States before starting his career in the family business. Maluf’s grandfather is the man who put Eucatex on the radar of home and offices builders back in 1951. Back then, the company only had one product to sell, but it was a good one. Maluf’s eucalyptus wood ceiling tile was a hit, and the company began exporting ceiling tiles in 1959. Today, Eucatex is one of Brazil’s top exporters and Maluf is one of the country’s leading environmentalists. Flavio is a staunch cause capitalist who gives back some of his company’s profits to help the environment. The Eucatex eucalyptus tree planting program is one of Brazil’s most successful environmental programs in the country.



Favio Maluf Gives Some Tips to Remain Productive In Your Work

Productivity at work is a vital component of success. It provides you with the high reputation and usually delivers super deals and good service. Favio Maluf, the Eucatex President, who is an entrepreneur, gave some tips on the way to overcome possible challenges and to avoid your business from dropping income.

  1. Stop Exaggerating Unnecessary Conversations

It is the habit that can consume a lot of employees’ time in addition to diverting attention. In that manner, the end results of the practices could be lower than anticipated. According to Favio Maluf, what thing that can lead to such occurrences is frequent breaks of snacks and coffees. It is during these moments that people begin random conversations that are not vital for business building.

  1. Avoiding Too Much of Cell Phone

Favio Maluf noted that, the access of modern technologies around is makes it difficult to stay away from such devices. Even as jobs need to be linked, informed and updating, however, there is always a limit. For instance, the Founder of Longitude School added that, looking at news and messages is tolerable but ought not to be much frequent and tamper with the work progress or even minimize the professional outcome.

  1. Never lose Focus

By quoting David Pinto’s theories, Favio Maluf indicated that, it is a more challenging mission compared to what someone imagines, although the person should remain firm. Losing focus will only bring disastrous implications; accumulation of tasks and consequently minimizing the period to notice every one of them. It also causes delay of delivery time, total panic and professional despair. It is ideal to plan yourself well, stipulate on monthly, weekly and daily goals and following exactly on what is planned.

  1. Getting open to New methodologies

There is something that leads to low income, and that is lack of methodologies in expertise activities. According to Favio Maluf, the best solution to remain productive is by always looking for new ways to operate. That entails searching for new avenues, looking for modern and evolved technicalities that need to be practiced which will ensure maximizing the income at your work.